


This is a step-by-step education system designed to help you fix your personal credit, understand how money and approvals work, and turn that knowledge into real opportunities.
You get instant access to a private course portal with structured lessons, videos, tools, and resources.
Personal Credit Foundations
Learn how credit works, how to read reports, and how to build a strong approval-ready profile.
Dispute Process & Credit Removals
Step-by-step guidance on handling collections, charge-offs, inquiries, late payments, and verified items legally. Strategies to manage student loans, rebuild after bankruptcy, and position your credit for future approvals.
Advanced Credit Strategies
Covers complex cases, data breach methods, ChexSystems and EWS, legal rules, and higher-level problem solving.
Business Ideas & Side Hustles
20+ industry guides included. Learn how to start and scale side hustles across ecommerce, service-based businesses, digital products, and more.
Branding, Sales & Marketing Strategy
Content creation, social media growth, branding fundamentals, and sales strategies that convert.
Business Structure & Business Credit
Learn how to structure your business correctly, build business credit, and prepare for funding opportunities.
AI in Business
Learn how to use AI and ChatGPT for marketing, communication, and business efficiency.






Shanita Wiggins

When you know better you do Better
Thank you for offering this awesome playbook.
There are so many classes you taught that I wasn't able to attend but then of course you come up with something spectacular. Everything you teach is amazing and | learn a ton. I will always be your supporter. Thank you.
Risa

Life changing
Ms BB is a life saver I took her class last year on Black Friday and it changed my Credit Score and this year I brought her Plug play book and Took the Chex. System and EWS class and I’m about Run up a Bag I 💕 LOVE TOYA Now I have so many ways to Change my life for the better ……
Kenyatta J.

Best investment of 2024. BTP
I want to thank ms. Toya for being blessing to my family and I. After I made my purchase 1week later I made $500 on the collection removal and that was something I just wanted to first out of all the other income strategies. Thank so I would recommend to everybody that wants to make extra income.
C Sims

AWESOME
Thank you so much for the playbook. I had been struggling with charge offs and repos. That Innovis hack is the bomb!!! The fact that you're always dropping ee gems is absolutely amazing.
Bri

The Ultimate Money Maker!
This playbook is truly a game-changer. In just five months, I've been able to generate over $70,000 using the strategies outlined in the Become the Plug Playbook. It's not just valuable-it's invaluable. Every page is packed with actionable tips and insights that deliver real results. If you're serious about elevating your income and helping others, then this is the investment you need to make. Trust me, you won't regret it!
Chelsea

Become The Plug Playbook
The become playbook has literally everything you need in it. You can fix your credit. Start fixing others credit. It also have different side hustles you can get into and how to get them started. The become the plug play book is definitely a game changer.
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